SaaS

5 Benefits of Offering B2B Buy Now, Pay Later (BNPL) to Enterprise Clients

Discounting to overcome pricing objections and stretching payment terms to close deals—classic sales tactics, right? Every salesperson has relied on these at some point to hit targets. But here’s the problem: while these strategies might get deals across the finish line, they often come at a hidden cost to your business. Margins shrink, cash flow suffers, and you’re left dealing with collections headaches, the risk of client defaults, and the fallout from weak underwriting decisions.

Ratio Team
December 4, 2024

Top Five Things to Evaluate When Choosing a B2B BNPL Provider

Not all B2B BNPL providers are created equal. Some can take too long to approve a BNPL request. Others have AI-powered underwriting to give instant approvals. Some have clunky technology that slows down your sales. Others are so seamless they make B2B BNPL feel like B2C. Some can’t scale with your business as you grow. Others have deep pockets to support you every step of the way. Some do the bare minimum. Others are constantly innovating to give you actionable sales insights. Choosing the right B2B BNPL (Buy Now, Pay Later) provider isn’t easy.

Ratio Team
November 27, 2024

5 Proven Strategies for B2B SaaS and Tech Companies to Accelerate Sales Cycles

Closing a B2B deal isn't a sprint—it's a marathon, often spanning three to six months to cross the finish line. B2B buyers meticulously scrutinize every detail to ensure they’re making a wise investment. For large enterprises, there is a complex approval chain for expensive purchases, whereas startups and SMBs battle budget limits. Despite your sales team's best efforts, deals can stall if prospects find better offers, or they may shift priorities if they can't afford the products at closing time.

Ratio Team
October 21, 2024

5 Proven Ways to Reduce Churn During SaaS Renewals

A staggering 75% of companies find their customers contemplating alternatives during renewals, significantly impacting revenue and growth. But there's good news: churn is manageable. Customers explore alternatives driven by critical needs: cost-cutting in tight financial times, dissatisfaction with current services, and the hunt for innovation missing from their existing providers. Recognizing these motivations is crucial in addressing customer churn effectively.

Ratio Team
April 10, 2024

5 Ways to Lower SaaS Customer Acquisition Cost for your SaaS

With the average customer acquisition cost (CAC) for SaaS businesses ranging from $76 to $519 per customer, it has become a critical metric for SaaS entrepreneurs. Yet, many find themselves grappling with the challenge of balancing cost-effectiveness with sustainable growth. While conventional methods like optimizing marketing spend or refining targeting strategies may offer initial relief, relying solely on these approaches can inadvertently constrain scalability and inhibit long-term profitability.

Ratio Team
April 10, 2024

SaaS Growth Strategy: 7 Innovative Approaches and Common Pitfalls to Avoid for Your B2B SaaS

In 2024, SaaS spending is skyrocketing, set to hit $243.99B, per Gartner. Leaders like Monday.com and Asana, channeling over 50% of revenue into sales and marketing, spotlight the need for sharp promotional tactics in a cutthroat market.

Ratio Team
February 7, 2024

Lighter Capital Review and Alternatives for B2B SaaS Businesses

Lighter Capital stands out as a leading Revenue-Based Financing (RBF) solution, particularly for SaaS companies. Offering up to $4 million in financing, Lighter Capital is unique in that it doesn't require personal guarantees, covenants, or the surrender of equity and board seats.

Ratio Team
February 7, 2024

Five Use Cases of B2B Embedded Finance for SaaS Businesses

SaaS businesses are always in the news for massive fundraising rounds and innovative product developments. However, beneath the surface, keeping SaaS businesses afloat isn’t always a smooth sail. And if you’re into B2B or enterprise SaaS, you’re sailing against the high winds all the time.

Ratio Team
January 31, 2024

The Tech Leaders Guide to B2B Payment Flexibility

Scaling a SaaS company calls for a fresh approach to financing. Traditional debt and equity financing might not be your best option. Debt financing often misaligns with the asset-light and rapid-growth nature of SaaS, and equity financing can dilute control. Recurring Revenue Financing (RRF) offers a flexible, founder-friendly alternative tailor-made for the SaaS business model.

Ratio Team
January 5, 2024

5 Key Solutions for SaaS VARs to Overcome Financial Hurdles

As a SaaS Value Added Reseller, you're no stranger to the financial challenges of the industry. Issues such as managing cash flow, tackling high costs of acquiring customers, and scaling effectively in a fiercely competitive market are all part of the job. The risk of vendor lock-in also affects your finances, highlighting the need for financial agility.

Ratio Team
January 4, 2024